Lessons in Risk:

The Surprising Similarities Between Historic & Contemporary Bank Failures and What They Mean for Your Financial Institution

You know the cliché: those who don’t learn from history are doomed to repeat it. It applies to everyone, including financial institutions.

This whitepaper explores the link between historic and recent bank failures to help bankers understand what activities lead to failure and what they need to do today to ensure safety, soundness, and a thriving institution.

Lessons highlighted include:

• Concentration risk and the collapse of Continental Illinois
• Rising cost of funds and the S&L Crisis
• The legacy of the 2008 Financial Crisis
• Causes of recent small bank failures